Bank news

  • 23.07.2021
    Bank news
    TKB reported RUB 1.2 bln profit according to RAS as of 1H 2021.

    TKB announced the results of its performance as of the 1st half of 2021 according to Russian accounting standards (RAS). The financial result shows a positive trend in all key areas.

    As of 1H 2021 assets exceeded RUB 180 bln.

    TKB’s loan portfolio less provisions amounted to RUB 91.3 bln. A basis of loan portfolio was corporate loans that reached RUB 68.1 bln. The retail portfolio composed mainly of mortgages and equaled to RUB 23.2 bln. Net interest income was over RUB 2.7 bln. Net fee and commission income reached RUB 1.1 bln.

    Profit before tax totaled RUB 1.2 bln. TKB’s capital equaled to RUB 25.3 bln.

    One of the important areas of TKB’s activity is both the maintaining of the existing client base and the development of relations with new clients – individuals and corporates. The volume of customer funds reached RUB 123 261 bln and consisted mainly of funds of retail customers (53%). The funds of corporate customers amounted to RUB 57 577 bln (balances increased both on current and settlement accounts, and on deposit accounts).

    TKB Group’s capital adequacy ratios were complied with a significant margin in comparison with the required minimum.

    As of 01.07.2021 capital adequacy ratio (Н1.0) was at the point of 15.7% (min required 8%), base capital adequacy ratio (H1.1) stood at 9.4% (min required 4.5%), core capital adequacy ratio (H1.2) reached 14.8% (min required 6%). Quick liquidity ratio H2 – 94.8% (min required 15%), Current liquidity ratio H3 – 164.3% (min required 50%), Long-term liquidity ratio Н4 – 36.6% (max required 120%).

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  • 08.07.2021
    Bank news
    Net profit of TKB Group reached RUB 1.2 bln as per IFRS of 1Q2021

    TKB Group announced its IFRS financial results as of 1Q2021. Net profit of TKB Group reached RUB 1.2 bln. TKB Group’s Capital amounted to RUB 29,8 bln, assets equaled to RUB 296.8 bln as of 31.03.2021.

    As of 1Q2021 net interest margin totaled RUB 2.1 bln, having increased more than 2 times compared to the same period of 2020.

    TKB Group’s capital adequacy ratios were complied with a significant margin in comparison with the required minimum. Capital adequacy ratio (Н1.0) was at the point of 16.8% (min required 8%). Base capital adequacy ratio (H1.1) stood at 10,0% (min required 4,5%), Core capital adequacy ratio (H1.2) reached 16.3% (min required 6%).

    Quick liquidity ratio H2 – 103,2% (min required 15%), Current liquidity ratio H3 – 170,2% (min required 50%), Long-term liquidity ratio Н4 – 32,7% (max required 120%).

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  • 30.06.2021
    Bank news
    TKB selected by the Bank of Russia to test the digital ruble

    The Bank of Russia has formed a group of 12 banks to test the digital ruble platform. TKB was also among the banks selected for the test.

    The focus group includes Gazprombank, VTB, Sberbank, Rosbank, Tinkoff Bank and others.

    A roadmap for the implementation of the digital ruble is planned to be developed according to the test results.

    The Bank of Russia presented the concept of the digital ruble in April 2021. Within the framework of the concept, the digital ruble will be the third form of money along with cash and non-cash.

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  • 24.05.2021
    TRANSKAPITALBANK arranged EUR 75 mln syndicated loan facility for BELAGROPROMBANK

    TKB participated as Mandated Lead Arranger and Book-Runner in the syndicated loan facility for BELAGROPROMBANK in the amount of EUR 75 mln for 1 year with an extension option for another 1 year.

    The loan was granted for general corporate purposes and financing of the trade contracts of the BELAGROPROMBANK’s customers.

    Other Russian banks also participated in this deal as Mandated Lead Arrangers.

    “It has been the 16th syndicated loan that TKB arranged for Belorussian banks. In recent years about EUR 2 bln have been invested in the economy of Belarus thanks to these deals. Arrangers closed Order book for Belarusbank within very short time and dynamic market conditions”, – Elena Shirinskaya, Deputy Chairman of the Management Board stressed.

    Information about TKB Group: TKB Group includes TransKapitalBank and Investtradebank. TKB Group is in TOP-30 among Russian banks by assets. TKB Group has wide coverage of around 100 points of sales across 31 regions of Russia. TKB has 4 main business focuses: corporate and SME lending (TOP-15 in Russia), mortgages (TOP-15 in Russia), electronic banking. Being a key partner of the EAEU/CIS/SCO integration processes, TKB implements program of comprehensive banking services for financial institutions “Bank for Banks” and offers counterparties a wide range of operations: multicurrency settlements, treasury operations, trade finance and arrangement of syndicated loan facilities for banks of the CIS countries.

     

    For questions on organization of syndicated loan facilities and interbank cooperation please turn to:

    Mrs. Elena Shirinskaya
    Deputy Chairman of the Management Board
    tel.: + 7 (495) 225 80 55
    tel.: +7 (495) 797 32 00 ext.1948
    mob.: +7 (985) 765 31 68
    E-mail: shirinskaya@tkbbank.ru

    Mrs. Stella Danielova
    Vice President
    Director, Global FI and Export Financing
    tel.: + 7 (495) 225 80 55
    tel.: +7 (495) 797 32 00, ext.1569
    mob.: + 7 (915) 454 45 54
    E-mail: danielova_sg@tkbbank.ru

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  • 05.05.2021
    Bank news
    Net profit of TKB Group exceeded RUB 2 bln as per IFRS of 2020

    TKB Group announced its IFRS financial results as of 2020. Net profit increased to RUB 2,046 bln, total comprehensive income amounted RUB 2,131 bln.

    TKB Group’s capital increased by 50% and reached RUB 29,54 bln as of December 31, 2020 (for comparison RUB 19.8 bln in 2019), mainly due to an additional issue of shares and inclusion of perpetual subordinated loans in capital.

    As of December 31, 2020 assets increased by 9,3% and totaled RUB 301 bln, compared to RUB 275 bln as of the beginning of 2020.

    TKB Group’s loan portfolio amounted to RUB 122.2 bln at the end of 2020. The portfolio is based on loans to SMEs (38,7% of loan portfolio) and mortgage loans (34,7% of loan portfolio). While the share of mortgage loans in the total retail portfolio increased by 2% and amounted to 93%. A conservative approach to the analysis of credit risks (that takes into account the realities of the pandemic) and systematic work with bad debts reduced the share of Stage 3 loans by 28%.

    One of the important purposes of TKB Group is both the maintaining of the existing customer base and the development of cooperation with new customers (individuals and legal entities). Due to customers reached RUB 159.2 bln. Customers portfolio was composed mainly of due to individuals (over 77%). At the same time, funds of corporate customers grew by more than 71% over the year 2020, exceeding RUB 36,3 bln (balances on current, settlement and deposit accounts increased).

    TKB Group’s capital adequacy ratios were complied with a significant margin in comparison with the required minimum.

    Capital adequacy ratio (Н1.0) was at the point of 16.7% (min required 8%). Base capital adequacy ratio (H1.1) stood at 10,2% (min required 4,5%), Core capital adequacy ratio (H1.2) reached 16.3% (min required 6%).

    Quick liquidity ratio H2 – 103,2% (min required 15%), Current liquidity ratio H3 – 170,2% (min required 50%), Long-term liquidity ratio Н4 – 32,7% (max required 120%).

    IFRS financial statements of TKB Group for 2020 are posted on the website at the link

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