TKB announced the results of its performance as of the end of 2020 according to Russian accounting standards (RAS). Profit before tax amounted to RUB 2.2 bln.
Assets exceeded RUB 187 bln, increased by more than 17% compared to previous year.
TKB’s loan portfolio amounted to RUB 90 bln. A basis of loan portfolio was corporate loans (to legal entities from the real sector of the economy) that reached RUB 34 bln. Loans to individuals – USD 22 bln. The retail portfolio composed mainly of mortgages and amounted to RUB 19 bln.
TKB’s capital equaled to RUB 25 bln. In 2020, TKB – one of the few Russian banks – increased its equity by more than 50%.
Capital adequacy ratio (Н1.0) was at the point of 16.7% (min required 8%). Core capital adequacy ratio (H1.2) reached 16.317% (min required 6%). Quick liquidity ratio – 95.103% (min required 15%), current liquidity ratio – 186.846% (min required 50%)
At the end of 2020, the National Credit Ratings (NCR) rating agency assigned TKB credit rating at “BBB-.ru” with “Stable” outlook.
In March 2021, the Expert RA rating agency assigned TKB a credit rating at "ruBB +", with “Stable” outlook.