TKB Group reported RUB 1.7 bln (USD 23.2 mln) profit as of 1H 2021
As of June 30, 2021 Group’s capital equaled RUB 29.5 bln (USD 403.4 mln), assets – RUB 302.8 bln (USD 4.14 bln).
TKB Goup’s loan portfolio increased by 2% and amounted to RUB 164.1 bln (USD 2.2 bln). NPLs on a net basis decreased from 6.2% (as of December 31, 2020) to 4.9% (as of June 30, 2021). NPLs’ provisions – over 105%.
TKB Group’s capital adequacy ratios were complied with a significant margin in comparison with the required minimum. Capital adequacy ratio (Н1.0) was at the point of 15.7% (min required 8%), Base capital adequacy ratio (H1.1) reached 9,4% (min required 4,5%), Core capital adequacy ratio (H1.2) – 14.8% (min required 6%).
Quick liquidity ratio (H2) – 94.6% (min required 15%), current liquidity ratio (H3) – 164.3% (min required 50%), long-term liquidity ratio (H4) – 36.6% (max required 120%).
Information about TKB Group:
TKB Group includes TransKapitalBank and Investtradebank. TKB Group is in TOP-10 Russian private banks by assets. TKB Group has wide coverage of around points of sales across 31 regions of Russia.
TKB has credit ratings “BBB-.ru” with “Stable” outlook by National Credit Ratings (NCR) rating agency and "ruBB +", with “Stable” outlook by Expert RA rating agency.
TKB has 4 main business focuses: corporate and SME lending (TOP15 in Russia), mortgages (TOP15 in Russia), electronic banking, comprehensive banking services for financial institutions from EAEU/CIS/SCO.
Being a key partner of the EAEU/CIS/SCO integration processes, TKB implements program of comprehensive banking services for financial institutions “Bank for Banks” and offers counterparties a wide range of operations: transaction/settlement business, treasury operations, trade finance and arrangement of syndicated loan facilities for banks of the CIS countries.